I have accrued a lot of debts which is far higher than I currently have for expenses so I think I am an eligible recipient for Zakat. And since people do not know that am I allowed to inform the people of the same, and if so, am I allowed to collect from multiple people? Also, a good portion of the money I borrowed, which is above the Nisab has been with me for over a year and I don't think I'm liable to pay the Zakat for the money that has been with me for over a year above the Nisab as it is completely borrowed money. Please advise.